Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.
A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.
Learn about FHA and VA loans.
Learn about state bond programs.
We can tell you more about loan options for first-time homebuyers.
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What Our Customers are Saying
I encouraged my relocation buyer to consult with Trident Mortgage because we were making an offer on a highly competitive property. For several reasons it was very fortunate that he chose Trident. The seller recognized and trusted the local Trident name, the mortgage officer, Mike Lee was very resonsive to both the buyer and myself as the agent but ultimately, we were so grateful to Trident because we had a last minute addendum on Sunday evening. Trident Mortgage and Trident Title working together were able to change the CD, get it back through underwriting and complete settlement within an hour after our planned closing time of 9:00am on Monday morning!~ S.P.