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Consolidating Debt

If it seems like every day brings a new credit card bill, it might be time to consider consolidating your debts with a low-interest home equity loan. With a home equity loan, you can often lower your monthly payments and spend less time paying bills. You could even improve your credit rating with a better payment record.

A home equity loan, or second mortgage, is secured by the value of your home, so the interest rate is usually much lower than a credit card. The interest is also tax deductible. You can take advantage of lower monthly payments to pay off your debt more quickly or to save money.

Home equity loans are available as fixed or adjustable-rate mortgages. Borrowers pay an origination fee, which can be rolled into the loan, plus an appraisal fee and title insurance.

We can tell you more about home equity loans and home equity lines of credit that can help lower payments and simplify your life.


What Our Customers Say

Mike, Thank you so much for all of the time and energy you spent preparing us and executing our mortgage for our very first home. Your responsiveness and wealth of knowledge made us feel at ease and confident as we worked through the (at times) very confusing process! We have already recommended you to a co-worker! Many Thanks

~ Ciara & Joe